Question 1

What is the difference between SBA 7(a) and SBA 504 loans?

Accepted Answer

SBA 7(a) loans are the most flexible, usable for working capital, equipment, or real estate up to $5 million. SBA 504 loans are structured for major fixed assets like commercial real estate and heavy equipment, and are often paired with a conventional lender. V7 Financing Solutions can help you determine which program fits your situation.

Question 2

How does invoice factoring work for a business?

Accepted Answer

Invoice factoring converts your outstanding commercial invoices into immediate cash. A factoring company advances 70–90% of the invoice value upfront, then collects payment from your client and remits the remainder minus a fee. It is not a loan — no debt is added to your balance sheet.

Question 3

Can a startup get a business loan?

Accepted Answer

Yes. V7 Financing Solutions offers startup capital programs structured for early-stage enterprises. Our broker partners work with institutional lenders who fund startups based on business plan strength, owner credit profile, and industry sector.

V7 FinancingSolutions

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